Everything you need
to invest. All in one place.
Thelma brings together 8 artificial intelligence tools designed to make investing accessible, rational and effective — whether you're a beginner or an experienced investor looking to go further.
8
Integrated AI tools
50+
Markets covered
Real-time
Continuous updates
A platform built for non-experts
No MBA in finance required. Thelma translates market complexity into clear, actionable decisions tailored to your situation.
AI Analysis
Our artificial intelligence reads financial reports, analyses markets and calculates personalised compatibility scores for each stock.
Portfolio tracking
Centralise your accounts in a unified dashboard. Visualise your real performance and receive rebalancing recommendations.
Continuous learning
Learn investing in context: each analysis explains the reasoning behind the decision, so you improve with every use.
8 features. A complete picture.
Each tool was designed to solve a real problem that individual investors face every day.
AI Compatibility Score
Every listed stock receives a personalised score from 0 to 100, calculated specifically for your profile. Forget generic recommendations that ignore who you are. Our AI cross-references your financial goals, risk tolerance and investment horizon with company fundamentals.
- Score updated in real time at every significant market move
- Takes into account your short/medium/long-term horizon
- Automatic comparison with profiles similar to yours
Based on your profile · Moderate risk · 5 years
Automated fundamental analysis
Analysing a 200-page annual report takes a professional hours of work. Our AI reads these documents for you and extracts the essentials in seconds. Financial health, valuation, growth prospects, warning signals — everything is synthesised in plain language, without accounting jargon.
- Automatic reading of 10-K, 10-Q reports and quarterly publications
- Detection of warning signals: excessive debt, falling margins, litigation
- 5-point summary adapted to your level of expertise
Apple Inc. — AAPL
AI Analysis — 2024 Report
Financial health
Excellent
Valuation
Slightly high
Growth
+12% / yr
Dividend
0.9%
✓ AI recommendation: Hold or gradually increase.
Stock screener
Among the thousands of stocks available worldwide, how do you find those that match your criteria? Our screener combines traditional filters (sector, market cap, P/E, dividend) with artificial intelligence to show you only the opportunities truly relevant to your profile.
- Over 40 combinable filters: financial, technical, sector, geographic
- Automatic ranking by AI Score based on your profile
- Alerts if a stock enters or leaves your search criteria
MSFT
Microsoft
JNJ
Johnson & J.
BRK
Berkshire
Smart alerts
You don't have time to watch the markets all day — and nobody should. Our smart alert system filters out the noise to notify you only when something is truly important to you. No spam, no useless info: only what impacts your investments.
- Price alerts: rise/fall thresholds, target price, suggested stop-loss
- Fundamental alerts: earnings releases, management changes
- Macro alerts: interest rates, inflation, impactful geopolitical events
TSLA down −8%
2 min ago
AAPL earnings released
15 min ago
NVDA reached your target
1 hr ago
Multi-account portfolio tracking
Your wealth is spread across multiple tax wrappers. Thelma consolidates everything into a single unified dashboard. Visualise your real performance, your sector and geographic exposure, and receive personalised rebalancing recommendations.
- CSV import compatible with all major brokers
- Consolidated multi-account view with integrated tax treatment
- Automatic rebalancing recommendations based on your target allocation
24 830 €
Automated DCA
Dollar Cost Averaging is the most effective strategy for smoothing risk over the long term. Thelma helps you build and manage your DCA programme effortlessly: set your amount, frequency and target asset, and let the AI handle the rest — notifications, projections and tracking.
- Multi-asset planning: ETFs, individual stocks, custom combinations
- Performance projection over 5, 10, 20 years with adjustable assumptions
- Automatic reminders and monthly summary of your contributions
10-year projection: +€84,000 estimated
7% / yr assumption · inflation included
DCF valuation
Discounted cash flow (DCF) valuation is the reference method used by professional analysts to estimate the true value of a company. Thelma makes this analysis accessible by automating all the complex calculations and showing you whether a stock is undervalued or overvalued.
- Automatic DCF calculation with adjustable assumptions (rate, growth, terminal)
- Comparison with current market price and safety margin calculation
- Sensitivity analysis: impact of a 1% change in the discount rate
Current price
191 $
DCF value
218 $
Discount rate: 8.5% · Growth: 12% / 3% terminal
AI advisor chat
Ask any financial question in plain language and get an answer contextualised to your portfolio and profile. Unlike a generic chatbot, our AI advisor knows your positions, your history and your goals to give you truly personalised advice.
- Natural language understanding: no need to master financial jargon
- Full context: the AI knows your portfolio and can analyse your positions
- Conversational memory: continue a discussion across multiple sessions
Before vs After Thelma
What individual investors experience every day — and how Thelma changes the game.
- Hours of research to analyse a single stock
- Generic recommendations that ignore your profile
- Inaccessible and intimidating financial jargon
- Scattered portfolio, fragmented picture
- No alerts: you discover bad news too late
- Decisions based on emotion or rumours
- Financial advice reserved for the wealthy
- Complete fundamental analysis in 10 seconds
- Personalised compatibility score for every asset
- Clear explanations in plain language, no jargon
- Consolidated view of your entire wealth in real time
- Smart alerts only on what matters
- Decisions based on objective data and your profile
- An AI advisor available 24/7 at your fingertips
Frequently asked questions
Everything you want to know about Thelma's features.
Ready to invest intelligently?
Join thousands of investors already using Thelma to make better financial decisions, without jargon and without stress.
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