Terms of Service

Last updated: June 2025

1. Purpose

These Terms of Service (ToS) govern access to and use of the Thelma platform, available at app-thelma.com, published by [COMPANY NAME].

Use of the service implies full acceptance of these ToS. By registering, you confirm that you have read, understood and accepted these terms.

2. Service description

Thelma is an investment decision-support platform that offers:

  • AI-assisted financial asset analyses
  • Portfolio tracking
  • Educational content (Academy)
  • Free tools and simulators
  • AI assistant (depending on subscription)
⚠️ Important disclaimer: Thelma is a decision-support tool and does not constitute a regulated financial investment advisory service. Investing involves the risk of capital loss. Past performance does not guarantee future results.

3. Registration and user account

Access to the platform requires creating an account. You agree to:

  • Provide accurate and up-to-date information
  • Be an adult individual (18 years minimum)
  • Maintain the confidentiality of your credentials
  • Immediately notify any unauthorised access

4. Subscriptions and billing

Thelma offers a free plan and paid plans (Starter, Pro, Premium). Prices are listed on the Pricing.

  • Billing is monthly or annual depending on your choice
  • Payment is charged at the beginning of the period
  • You can cancel at any time from your settings
  • No partial refund for an ongoing period, except within the 14-day withdrawal period

5. Acceptable use

It is prohibited to use Thelma for:

  • Any illegal or fraudulent activity
  • Accessing the service by unauthorised automated means
  • Reselling or redistributing analyses without authorisation
  • Attempting to compromise the security of the platform

6. Intellectual property

All content, algorithms and analyses generated by Thelma are the exclusive property of [COMPANY NAME]. You are granted a personal, non-exclusive and non-transferable licence to use the service.

7. Termination

You may delete your account at any time from the Settings page. Thelma reserves the right to suspend or terminate any account in case of violation of these ToS.

8. Governing law

These ToS are governed by French law. In the event of a dispute, the parties will endeavour to find an amicable solution before any legal proceedings. Failing that, the Commercial Court of [CITY] shall have jurisdiction.

9. Contact

contact@app-thelma.com